Classic loan
Fixed monthly instalments over the whole term. After the last payment the car is entirely yours. Simple and predictable.
Financing
Drive now, pay over time.
Finance your car with a classic loan or a balloon credit at 5.99% APR. Calculate your monthly instalment below and apply without obligation.
Equal monthly instalments.
Down payment
Final payment
Monthly instalment
€468.16/month
48 instalments
- Credit amount
- €20,000.00
- APR
- 5.99 %
- Fixed borrowing rate
- 5.99 %
- Final payment
- Total amount payable
- €22,471.68
Warning: borrowing money also costs money.
Representative example for an instalment loan: cash price €25,000.00, down payment €5,000.00, credit amount €20,000.00, term 48 months, APR 5.99 %, fixed annual borrowing rate 5.99 %, no fees. 48 monthly instalments of €468.16. Total amount payable: €22,471.68.
Subject to acceptance of your credit application by the lender. carselect bv acts as a credit intermediary and is not a lender.
How it works
- 01
Simulate
Choose your car, down payment and term. You see your monthly instalment straight away.
- 02
Apply
Send us your simulation. We review your application personally.
- 03
Drive off
Once the lender approves, your car is ready for delivery.
Balloon credit
Lower monthly instalments thanks to a larger final payment. Ideal if you change cars regularly: the trade-in value can cover the final payment.
Frequently asked questions
What is the difference between a classic loan and a balloon credit?
With a classic loan you pay the same amount every month until the car is paid off. With a balloon credit the monthly instalments are lower and you make a larger final payment, which you can cover with the trade-in value of your car, for example.
How much down payment do I need?
That is up to you. A higher down payment means a lower credit amount and therefore lower instalments. Your trade-in car can also serve as down payment.
How quickly will I get an answer?
We review your application personally and get back to you quickly. Final approval depends on the lender, who assesses every application individually.
Can I finance as a self-employed person or company?
Yes. For business customers we are happy to look at the options, such as a loan or leasing. Contact us for a tailored proposal.